AI and credit risk management – Aite Report2020-06-17T09:04:37-07:00

AITE REPORT

Managing a challenging lending landscape to prevent delinquency

An increased competitive landscape, heightened borrower expectations and rapidly changing economic conditions: these are just some of the challenges keeping lenders up at night. While the prime rate has ticked up recently, it remains relatively low, putting pressure on margins. And as outstanding volume continues to increase across consumer and business loans alike, financial institutions (FIs) must ensure they are keeping an eye on credit risk. From better predictions to strategic actions: AI and credit risk management offers a fresh perspective on using artificial intelligence for deep insight into credit risk.

Download the report to learn:

  • How AI prevents credit losses while reducing false positives
  • The scope, objectivity, scale and speed of AI adoption
  • AI’s facility for adaptive learning
  • AI’s predictive capabilities
  • Top priorities for risk professionals

DOWNLOAD REPORT

Managing a challenging lending landscape to prevent delinquency

An increased competitive landscape, heightened borrower expectations and rapidly changing economic conditions: these are just some of the challenges keeping lenders up at night. While the prime rate has ticked up recently, it remains relatively low, putting pressure on margins. And as outstanding volume continues to increase across consumer and business loans alike, financial institutions (FIs) must ensure they are keeping an eye on credit risk. From better predictions to strategic actions: AI and credit risk management offers a fresh perspective on using artificial intelligence for deep insight into credit risk.

Download the report to learn:

  • How AI prevents credit losses while reducing false positives
  • The scope, objectivity, scale and speed of AI adoption
  • AI’s facility for adaptive learning
  • AI’s predictive capabilities
  • Top priorities for risk professionals