The ongoing impacts of COVID-19 require lenders to continue to adapt their credit risk strategy. The vaccine rollout initially had a positive economic impact, however, the Delta variant put [...]
U.S. household debt is almost $15 trillion and two-thirds of that is mortgage debt. Pandemic-related unemployment, high inflation and natural disasters increase lenders’ credit risk. With two million household [...]
Latin America and the Caribbean (LAC) financial institutions have significantly ramped up their adoption of fintech in recent years. The World Bank estimates that only 50 percent of Latin [...]
As we begin to recover from the pandemic, there’s no established playbook for lenders to balance the risk of extending credit, preventing delinquency and continuing to support customers [...]
Scalable AI is one of the most important features of a robust fintech platform. Sure, there’s been a lot of hype on the topic, but for growing organizations, [...]
Brighterion is the AI platform trusted by over 2,000 organizations globally. We use this same technology to prevent fraud on every Mastercard payment. Mastercard’s longtime experience in strategic [...]
SIUs are faced with unprecedented challenges that require a unique skill set complemented by the most current and innovative technologies. In a fireside chat at the NHCAA 2020 [...]
Do you ever wonder how other financial institutions are managing credit risk amidst the uncertainty created by the pandemic? LendIt and Brighterion collaborated on a study of lenders [...]
Moving your decisioning platform to an AI model is a big undertaking—or is it? An AI model can be built in a relatively short time when you know [...]
AI can seem like a mysterious “black box somewhere out there!” Let’s take a look inside to explore how AI models compare to rules-based systems and see how [...]
